Checking Accounts

Better checking options built with your needs in mind.

No matter your needs, we have a checking account that will work for you. Each checking account includes an ATM card and check imaging.

First Checking

First Checking is the perfect account for anyone who wants easy access to their money while earning a high interest rate. Get no-cost nationwide ATM usage, free Online Banking and Bill Pay. No minimum balance required.


  • High Yield Higher yields than most Certificate or Money Market Accounts.
  • Convenient Use online banking to access your account from anywhere.
  • Free No monthly or annual fees.
  • Money Back Get refunded up to five non-Abbeville First ATM sur-charge fees per month when meeting the four easy requirements.
First Checking is easy! Simply meet these requirements during each monthly cycle that you’re probably already doing:

  1. Sign up to access your checking account statement electronically – valid e-mail address required.
  2. Make 10 debit card purchases each monthly cycle prior to the last day of the month (ATM transactions don’t count).
  3. Sign on to our “Free” Online Banking at least once during the monthly cycle.
  4. Receive a Direct Deposit

Secure Checking

Secure Checking is the account for those who realize the dangers of the modern digital economy and want to protect and insure themselves and their families from identity theft. With a $50 minimum to open and only $5 per month, it’s easy to get started today.


  • IDProtect® You can rest easy knowing that our identity theft monitoring and resolution service can help better protect you and your family’s identity.
  • Cellular Telephone Protection Account holders can receive up to $300 of cellular coverage to reimburse the cost of replacing or repairing your device.
  • Travel and Leisure Discounts Money saving discounts from thousands of local and national businesses.
IDProtect® includes:

  1. Identity Theft Reimbursement Coverage up to $10,000.
  2. Comprehensive Identity Theft Resolution Services.
  3. Debit and Credit Card Registration.
  4. 3-in-1 Credit File Monitoring.
  5. 3-in-1 Credit Report.
  6. Total Identity Monitoring.

Senior Checking

If you are 60 or over this may be the account for you. It’s your choice of receiving an E-Statement or paper statement. This account does not require a minimum balance and it earns interest. You also get free Online Banking and Bill Pay, free debit card and a discount on a Safe Deposit Box.


  • You must be 60 years or older.
  • Earns interest.
  • $50 minimum to open an account.
  • Free rental of 3×5 safe deposit box for one year (if available).
  • No monthly service charge.

Simple Checking

If you rarely write checks and most of your banking and transactions are online, Simple Checking could be for you. It’s the simple option for the digital generation.


  • $25 minimum to open an account.
  • No minimum balance.
  • Debit/ATM Card.
  • Online and Mobile banking with E-Statement.
  • Six check withdrawals per month.