Checking Accounts

Better checking options built with your needs in mind.

No matter your needs, we have a checking account that will work for you. Each checking account includes a free ATM card, free check imaging and unlimited check writing.*

First Checking

First Checking is the perfect account for anyone who wants easy access to their money while earning a high interest rate. Get no-cost nationwide ATM usage, free Online Banking and Bill Pay. No minimum balance required.


  • High Yield
    Higher yields than most Certificate or Money Market Accounts.
  • Convenient
    Use online banking to access your account from anywhere.
  • Free
    No monthly or annual fees.
  • Money Back
    Get refunded up to five non-Abbeville First ATM sur-charge fees per month when meeting the four easy requirements.

First Checking is easy! Simply meet these requirements during each monthly cycle that you’re probably already doing:

  1. Sign up to access your checking account statement electronically – valid e-mail address required.
  2. Make 10 debit card purchases each monthly cycle prior to the last day of the month (ATM transactions don’t count).
  3. Sign on to our “Free” Online Banking at least once during the monthly cycle.
  4. Receive a Direct Deposit

Free Checking

An account that can truely be “no cost’.  Receive your monthly statement via e-statement and get all the basic services you need.


  • $50 minimum to open an account.
  • No monthly service charge
  • No minimum balance

Regular Checking

If electronic banking is not for you, then our Regular Checking offers everything you need.  Get the basic services along with a monthly statement in the mail.


  • $200 minimum to open an account.
  • Maintain a minimum balance of $200 or pay a $5 monthly fee

Senior Checking

If you are 50 or over this may be the account for you. It’s your choice of receiving an E-Statement or paper statement. This account does not require a minimum balance and it earns interest. You also get free Online Banking and Bill Pay, free debit card and a discount on a Safe Deposit Box.


  • You must be 50 years or older
  • Earns interest
  • $50 minimum to open an account.
  • Free rental of 3×5 safe deposit box for one year (if available)
  • No monthly service charge

*Some restrictions apply. See a customer representative for complete details.