Mortgage Loans

Smart options. Local decisions.

We have the loan to get you into your new home. And we offer fast decisions made locally so your future is not tied up in another place. We’re happy to talk with you about the lending options that best fit your needs.


We offer free pre-qualifications!

Before you begin your home search, stop by and receive a mortgage loan pre-qualification free of charge.

Fixed Rate Mortgage Loan

We offer both short- and long-term fixed rate conventional mortgages. The interest rate remains fixed for the life of the loan. You can choose the terms of your loan to match your needs and we can help you explore your options.

Adjustable Rate Mortgage Loan

These mortgage loans typically offer a lower initial interest rate and monthly payment. The actual rate adjusts up or down periodically over the term of the loan. This type of loan may qualify you for a larger loan amount as well.

Construction/Permanent Mortgage Loan

This is really two loans in one with only one closing — saving you time and money. We also offer short-term, single-pay construction loans with one low, fixed rate for the life of the loan.