Privacy Statement

What does Abbeville First Bank do with your personal information?

Facts

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Abbeville First Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Abbeville First Bank share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
To offer our products and services to you

Yes

No

For non-affiliates to market to you

No

We do not share.

Questions? Call a customer service representative at 864-366-2158.

Who Are We?

Who is providing this notice?

Abbeville First Bank

What We Do.

How does Abbeville First Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building.

How does Abbeville First Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, or other companies.  

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing. 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial or non-financial companies.

  • Abbeville First Bank has no affiliates.

Non-Affiliates

Companies not related by common ownership or control. They can be financial or non financial companies

  • Abbeville First Bank does not share your personal information with non-affiliates.

 

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Abbeville First Bank does not jointly market.