Small Business Checking

We’ve developed a variety of checking accounts tailored to meet the specific needs of business of all sizes. Meet with one of our helpful Customer Service Representatives so they can help find the account(s) that fit your business best.

Features

  • Online Banking
  • Mobile Banking
  • No charge E-statement or $2.50/mo. paper statement
  • Maximum 150 monthly transactions allowed1

Regular Business Checking

Regular Business Checking accounts have been created with growing businesses in mind. The regular business account is designed for a business with moderate account balances and transaction volumes.  $100 minimum to open, maintain a minimum average balance of $2500 or pay a $15 monthly service charge.

  • Online Banking
  • Mobile Banking
  • No charge E-statement or $2.50/mo. paper statement
  • Maximum 250 monthly transactions allowed1

¹ Transactions include all debits, credits and deposited items. $.25 for each excess transaction

Business Savings

Our Business Savings account gives you a straight forward, uncomplicated approach to small business banking. Maintain $100.00 minimum average balance to avoid $3.00 monthly service charge.

Features

  • $100 minimum to open an account.*
  • Earns interest.2
  • Make a total of 6 transfers or withdrawals each month with no Withdrawal Limit Fee. A $5 fee applies for each withdrawal or transfer exceeding 6 in a month
  • Other limits apply to certain types of withdrawals and transfers

Premier Business Savings

Our Business Savings account gives you a straight forward, uncomplicated approach to small business banking. Maintain $50,000.00 minimum average balance to earn interest.

Features

  • $100 minimum to open an account.*
  • Earns interest.2
  • Make a total of 6 transfers or withdrawals each month with no Withdrawal Limit Fee. A $5 fee applies for each withdrawal or transfer exceeding 6 in a month.
  • Other limits apply to certain types of withdrawals and transfers.
  • Balances below $50,000 do not earn interest.

All Checking and Savings Accounts are subject to customer generated fees (See Miscellaneous Common Fees)

* If the balance falls below the required minimum of $500, the account will be charged a monthly service fee of $10.00.
** $.25 for each transaction in excess of 250 per month.
See a customer representative for more details.

Business Lending

No one understands our community better than we do. Our decisions are made locally, not by some corporate office in another city or state. We know you are busy running your business so we will make your loan quick and easy.

Including

  • Commercial Property purchases, construction and refinance
  • Equipment Purchases
  • Lines of Credit
  • Short-term unsecured loans

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

Click here to learn more.

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

¹ Transactions include all debits, credits and deposited items. $.25 for each excess transaction

2 The interest rate on interest bearing accounts is variable and subject to change at any time.  We use the daily average balance method to calculate the interest earned on your account.  This method applies a daily periodic rate to the full collected balance each day provided the balance is $.01 or more each day. Interest begins to accrue no later than the banking date we receive credit for the deposit of non-cash items such as checks.