Bank Closed for Juneteenth – Monday, June 20, 2022

Why is Abbeville First Bank Closed on June 20, 2022?

We follow the U.S. Federal Reserve’s holiday schedule. 

Though federal offices and some workplaces will be closed for Juneteenth, many stores and restaurants will remain open for business. Bank holidays aren’t always the same day that people have off from work. This can lead to some of us thinking banks are open when they really are closed and vice versa.

What if you need us while we are closed?

1. Login Online or Use an App

This is the quickest and easiest method, you don’t even have to leave the warmth of your home! When you log in to your account online you can check balances, pay bills, move money around between accounts, set up alerts for a low balance or when a particular check clears, stop payments, and more!

Your banking abilities extend a little further, too, if you have our mobile app. It adds the ability to deposit checks right from your smartphone.
Personal Banking account apps: Apple Store or Google Play Store.
Business Banking account apps:  Apple Store or Google Play Store.

Since the U.S. Federal Reserve is still closed, some transactions will be processed the next business day. While you can perform your transactions, the money may not go through immediately.

2. ATMs

If you simply can’t wait to make a cash deposit or withdrawal, our ATMs are always available 24 hours a day, 7 days a week. 

3. Come See Us Another Day

Bank holidays just mean you won’t be able to go into a branch and speak with a teller that day. Our lobby and drive-thru lines will be open and ready to serve you first thing in the morning on Tuesday, June 21, 2022.

We look forward to seeing you soon.

 

Bonus: Plan ahead!

The days that Abbeville First will be closed in 2022 are:
Independence Day: Monday, July 4th 
Labor Day: Monday, September 5th
Columbus Day: Monday, October 10th
Veterans Day: Friday, November 11th
Thanksgiving Day: Thursday, November 24th
Christmas: Monday, December 26th

† When a holiday falls on Saturday or Sunday, most employees observed the holiday on the previous Friday or following Monday, respectively (5 U.S.C. 6103(b) and Executive Order 11582 3(a)).

Identity Theft and Internet Scams

Today’s technology allows us to connect around the world, to bank and shop online, and to control our televisions, homes, and cars from our smartphones. With this added convenience comes an increased risk of identity theft and Internet scams. #BeCyberSmart on the Internet—at home, at school, at work, on mobile devices, and on the go.

DID YOU KNOW?

  • The total number of data breaches reported in 2018 decreased 23% from the total number of breaches reported in 2017, but the reported number of consumer records containing sensitive personally identifiable information (PII) exposed increased 126%.1
  • Credit card fraud tops the list of identity theft reports in 2018. The Federal Trade Commission (FTC) received more than 167,000 reports from people who said their information was misused on an existing account or to open a new credit card account.2
  • Consumers reported $905 million in total fraud losses in 2017, a 21.6% increase over 2016.3

COMMON INTERNET SCAMS

As technology continues to evolve, cybercriminals will use more sophisticated techniques to exploit technology to steal your identity, personal information, and money. To protect yourself from online threats, you must know what to look for. According to the FTC, these are the top three kinds of threats reported in 2018:

  • Identity theft is the illegal acquisition and use of someone else’s personal information to obtain money or credit. Signs of identity theft include bills for products or services you did not purchase, suspicious charges on your credit cards, or new accounts opened in your name that you did not authorize.
  • Imposter scams occur when you receive an email or call from a person claiming to be a government official, family member, or friend requesting personal or financial information. For example, an imposter may contact you from the Social Security Administration informing you that your Social Security number (SSN) has been suspended, in hopes you will reveal your SSN or pay to have it reactivated.
  • Debt Collection scams occur when criminals attempt to collect on a fraudulent debt. Signs the “debt collector” may be a scammer are requests to be paid by wire transfers or credit cards. In 2018 there was a spike in requests for gift cards and reloadable cards as well.

SIMPLE TIPS TO PROTECT IT.

  • Double your login protection. Enable multi-factor authentication (MFA) to ensure that the only person who has access to your account is you. Use it for email, banking, social media, and any other service that requires logging in. If MFA is an option, enable it by using a trusted mobile device, such as your smartphone, an authenticator app, or a secure token—a small physical device that can hook onto your key ring. Read the Multi-Factor Authentication (MFA) How-to-Guide for more information.
  • Shake up your password protocol. According to NIST guidance, you should consider using the longest password or passphrase permissible. Get creative and customize your standard password for different sites, which can prevent cyber criminals from gaining access to these accounts and protect you in the event of a breach. Use password managers to generate and remember different, complex passwords for each of your accounts. Read the Creating a Password Tip Sheet
    for more information.
  • Be up to date. Keep your software updated to the latest version available. Maintain your security settings to keeping your information safe by turning on automatic updates so you don’t have to think about it, and set your security software to run regular scans.

PROTECT YOURSELF FROM ONLINE FRAUD

Stay Protected While Connected: The bottom line is that whenever you’re online, you’re vulnerable. If devices on your network are compromised for any reason, or if hackers break through an encrypted firewall, someone could be eavesdropping on you—even in your own home on encrypted Wi-Fi.

  • Practice safe web surfing wherever you are by checking for the “green lock” or padlock icon in your browser bar—this signifies a secure connection.
  • When you find yourself out in the great “wild Wi-Fi West,” avoid free Internet access with no encryption.
  • If you do use an unsecured public access point, practice good Internet hygiene by avoiding sensitive activities(e.g., banking) that require passwords or credit cards. Your personal hotspot is often a safer alternative to free Wi-Fi.
  • Don’t reveal personally identifiable information such as your bank account number, SSN, or date of birth to unknown sources.
  • Type website URLs directly into the address bar instead of clicking on links or cutting and pasting from the email.

RESOURCES AVAILABLE TO YOU

If you discover that you have become a victim of cybercrime, immediately notify authorities to file a complaint. Keep and record all evidence of the incident and its suspected source. The list below outlines the government organizations that you can file a complaint with if you are a victim of cybercrime.

  • FTC.gov: The FTC’s free, one-stop resource, www.IdentityTheft.gov can help you report and recover from identity theft. Report fraud to the FTC at ftc.gov/OnGuardOnline or www.ftc.gov/complaint
  • US-CERT.gov: Report computer or network vulnerabilities to US-CERT via the hotline: 1-888-282-0870 or www.us-cert.gov. Forward phishing emails or websites to US-CERT at phishing- report@us-cert.gov.
  • IC3.gov: If you are a victim of online crime, file a complaint with the Internet Crime Complaint Center (IC3) at http://www.IC3.gov.
  • SSA.gov: If you believe someone is using your SSN, contact the Social Security Administration’s fraud hotline at 1-800-269-0271.

For more information about connecting with confidence visit: https://niccs.us-cert.gov/national-cybersecurity- awareness-month-2019

 

Sources:

1 Identity Theft Resource Center, “2018 End-of-Year Data Breach Report”, 2018.
2 Federal Trade Commission, “Consumer Sentinel Network Data Book 2018”, 2019. 3 Experian, “Identify Theft Statistics”, 2019.

Happy Community Banking Month

Did you know that the idea of a “community bank” didn’t begin until the mid-1800s, making banking more local? In 1907 Abbeville First Bank was organized under the name of Building and Loan Association of Abbeville. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.

For generations, community banks across the U.S. have been the foundation for a thriving economy by catering to the unique needs of their communities and paving a path to financial prosperity for their account holders. These banks are an integral part of their communities. because they reinvest local dollars back into their neighborhoods and help create local jobs. Their banking philosophy revolves around relationships and is ingrained in the way they conduct business, one customer at a time. Local reinvestments helps small businesses grow and helps families finance major purchases and build financial security.

Happy Community Banking Month from the entire family at Abbeville First Bank and a special “thank you” to our community bank customers for allowing us to serve you!

Bank Closed for Good Friday – Friday, April 15, 2022

Why is Abbeville First Bank Closed on April 15, 2022?

We follow the U.S. Federal Reserve’s holiday schedule. 

Though federal offices and some workplaces will be closed for Good Friday, many stores and restaurants will remain open for business. Bank holidays aren’t always the same day that people have off from work. This can lead to some of us thinking banks are open when they really are closed and vice versa.

What if you need us while we are closed?

1. Login Online or Use an App

This is the quickest and easiest method, you don’t even have to leave the warmth of your home! When you log in to your account online you can check balances, pay bills, move money around between accounts, set up alerts for a low balance or when a particular check clears, stop payments, and more!

Your banking abilities extend a little further, too, if you have our mobile app. It adds the ability to deposit checks right from your smartphone.
Personal Banking account apps: Apple Store or Google Play Store.
Business Banking account apps:  Apple Store or Google Play Store.

Since the U.S. Federal Reserve is still closed, some transactions will be processed the next business day. While you can perform your transactions, the money may not go through immediately.

2. ATMs

If you simply can’t wait to make a cash deposit or withdrawal, our ATMs are always available 24 hours a day, 7 days a week. 

3. Come See Us Another Day

Bank holidays just mean you won’t be able to go into a branch and speak with a teller that day. Our lobby and drive-thru lines will be open and ready to serve you first thing in the morning on Monday, April 18, 2022.

We look forward to seeing you soon.

 

Bonus: Plan ahead!

The days that Abbeville First will be closed in 2022 are:
Memorial Day: Monday, May 30th
Juneteenth: Monday, June 20th
Independence Day: Monday, July 4th 
Labor Day: Monday, September 5th
Columbus Day: Monday, October 10th
Veterans Day: Friday, November 11th
Thanksgiving Day: Thursday, November 24th
Christmas: Monday, December 26th

† When a holiday falls on Saturday or Sunday, most employees observed the holiday on the previous Friday or following Monday, respectively (5 U.S.C. 6103(b) and Executive Order 11582 3(a)).

Help Us Welcome Our New Loan Department Manager

Matthew T. “Matt” Babb has joined Abbeville First Bank to manage the loan department and drive the bank’s commercial loan production.  Matt has 17 years of banking experience and comes to Abbeville First Bank from United Community Bank.

“Abbeville First Bank has had tremendous growth over the past few years,” says Andy Timmerman, President, “we now want to leverage this growth into opportunities to increase our services.  The Bank’s strategy is to expand our commercial lending and deposit services so that small businesses in the area can enjoy the same personal, local service already enjoyed by our consumer customers.  Matt is a perfect fit for this plan.”

His office is located at Abbeville First Bank’s Main Office, 205 S. Main St., Abbeville SC.  Babb said, “I am excited to be a part of the Abbeville First team.  My career has been spent in banking with the last ten of those years in commercial lending and I look forward to continuing this work by meeting the needs of my current and future customers in Abbeville, Greenwood and surrounding areas.”

Abbeville First Bank is headquartered in Abbeville, SC. It was founded in 1907 as a mutual bank which means it is owned by its depositors.  Abbeville First Bank’s sole mission is to serve the banking needs of its community which includes Abbeville, Greenwood, and the surrounding counties.

Matt can be reached by phone at 864.366.2158 or by email at mattbabb@abbevillefirst.com.

 

 

Bank Closed in Honor of President’s Day – Monday, February 21, 2022

Why is Abbeville First Bank Closed on February 21, 2022?

We follow the U.S. Federal Reserve’s holiday schedule. For over three decades, the U.S. has dedicated the third Monday of every February t0 celebrate George Washington, Abraham Lincoln, and the other men who have held our country’s highest office.

Though federal offices and some workplaces will be closed for the holiday on Monday, many stores and restaurants will remain open for business. Bank holidays aren’t always the same day that people have off from work. This can lead to some of us thinking banks are open when they really are closed and vice versa.

What if you need us while we are closed?

1. Login Online or Use an App

This is the quickest and easiest method, you don’t even have to leave the warmth of your home! When you log in to your account online you can check balances, pay bills, move money around between accounts, set up alerts for a low balance or when a particular check clears, stop payments, and more!

Your banking abilities extend a little further, too, if you have our mobile app. It adds the ability to deposit checks right from your smartphone.
Personal Banking account apps: Apple Store or Google Play Store.
Business Banking account apps:  Apple Store or Google Play Store.

Since the U.S. Federal Reserve is still closed, some transactions will be processed the next business day. While you can perform your transactions, the money may not go through immediately.

2. ATMs

If you simply can’t wait to make a cash deposit or withdrawal, our ATM is always available 24 hours a day, 7 days a week. 

3. Come See Us Another Day

Bank holidays just mean you won’t be able to go into a branch and speak with a teller that day. Our lobby and drive-thru lines will be open and ready to serve you first thing in the morning on Tuesday, January 22, 2022.

We look forward to seeing you soon.

 

Bonus: Plan ahead!

The days that Abbeville First will be closed in 2022 are:
Good Friday: Friday, April 15th
Memorial Day: Monday, May 30th
Juneteenth: Monday, June 20th
Independence Day: Monday, July 4th
Labor Day: Monday, September 5th
Columbus Day: Monday, October 10th
Veterans Day: Friday, November 11th
Thanksgiving Day: Thursday, November 24th
Christmas Day:  Monday, December 26th

† When a holiday falls on Saturday or Sunday, most employees observed the holiday on the previous Friday or following Monday, respectively (5 U.S.C. 6103(b) and Executive Order 11582 3(a)).

Main Office Drive-thru NOW OPEN

UPDATE March 2, 2022

Drumroll please….. We are now COMPLETELY FINISHED with all structural repairs!

We are now open at full capacity and are so excited to be able to serve you at our drive-thru or in our lobby.

From everyone at Abbeville First Bank, thank you! The support and patience that our customers, contractors, & community have extended to us through the last several months have been unparalleled. We truly appreciate you trusting us to be your bank.

If you haven’t been by lately, we invite you to come by and enjoy the new & structurally-improved drive-thru or lobby.


Construction Piggy

UPDATE February 2, 2022

The time has come for the final stage of our repairs. We will be closing the drive-thru (temporarily) to replace the roof structure over the drive thru lanes. We know this is an inconvenience and we appreciate your continued understanding.

 

The patience and understanding our community has shown during the last few months has been invaluable. The hard work of our amazing staff and contractors has made it possible for us to continue serving you through it all. We look forward to seeing you in the lobby for your in-person needs over the next few weeks. We can’t wait to serve you at full capacity again soon.

Bank Closed in Honor of Martin Luther King Jr. Day – Monday, January 17, 2022

Why is Abbeville First Bank Closed on January 17, 2022?

We follow the U.S. Federal Reserve’s holiday schedule. For over three decades, the U.S. has dedicated the third Monday of every January to the memory and legacy of civil rights icon Martin Luther King, Jr.

 

Though federal offices and most workplaces will be closed for the holiday on Monday, many stores and restaurants will remain open for business. Bank holidays aren’t always the same day that people have off from work. This can lead to some of us thinking banks are open when they really are closed and vice versa.

What if you need us while we are closed?

1. Login Online or Use an App

This is the quickest and easiest method, you don’t even have to leave the warmth of your home! When you log in to your account online you can check balances, pay bills, move money around between accounts, set up alerts for a low balance or when a particular check clears, stop payments, and more!

Your banking abilities extend a little further, too, if you have our mobile app. It adds the ability to deposit checks right from your smartphone.
Personal Banking account apps: Apple Store or Google Play Store.
Business Banking account apps:  Apple Store or Google Play Store.

Since the U.S. Federal Reserve is still closed, some transactions will be processed the next business day. While you can perform your transactions, the money may not go through immediately.

2. ATMs

If you simply can’t wait to make a cash deposit or withdrawal, our ATMs are always available 24 hours a day, 7 days a week. 

3. Come See Us Another Day

Bank holidays just mean you won’t be able to go into a branch and speak with a teller that day. Our lobby and drive-thru lines will be open and ready to serve you first thing in the morning on Tuesday, January 18, 2022.

We look forward to seeing you soon.

 

Bonus: Plan ahead!

The days that Abbeville First will be closed in 2022 are:
President’s Day: Monday, February 21st
Good Friday: Friday, April 15th
Juneteenth: Monday, June 20th
Memorial Day: Monday, May 30th
Independence Day: Monday, July 4th
Labor Day: Monday, September 5th
Columbus Day: Monday, October 10th
Veterans Day: Friday, November 11th
Thanksgiving Day: Thursday, November 24th
Christmas Day:  Monday, December 26th

† When a holiday falls on Saturday or Sunday, most employees observed the holiday on the previous Friday or following Monday, respectively (5 U.S.C. 6103(b) and Executive Order 11582 3(a)).

Updated Hours for Christmas Eve

Merry Christmas! We hope that you are able to truly enjoy the holiday season with the ones you love.


Why is Abbeville First Bank Closing at 1pm on December 24th, 2021?

We will be closing at One in the afternoon on Christmas Eve.  

We follow the U.S. Federal Reserve’s holiday schedule but the early closure on Friday will allow our members to spend a little more time with their friends and family (following safe social distancing guides, of course).  We look forward to serving you again on Monday, December 27th.

What if you need us while we are closed?

1. Login Online or Use an App

This is the quickest and easiest method, you don’t even have to leave the warmth of your home! When you log in to your account online you can check balances, pay bills, move money around between accounts, set up alerts for a low balance or when a particular check clears, stop payments, and more!

Your banking abilities extend a little further, too, if you have our mobile app. It adds the ability to deposit checks right from your smartphone.
Personal Banking account apps: Apple Store or Google Play Store.
Business Banking account apps:  Apple Store or Google Play Store.

Since the U.S. Federal Reserve is still closed, some transactions will be processed the next business day. While you can perform your transactions, the money may not go through immediately.

2. ATMs

If you simply can’t wait to make a cash deposit or withdrawal, our ATMs are always available 24 hours a day, 7 days a week. 

3. Come See Us Another Day

Bank holidays just mean you won’t be able to go into a branch and speak with a teller that day. Our lobby and drive-thru lines will be open and ready to serve you first thing in the morning on Monday, December 27, 2021.

We look forward to seeing you soon.

Bank Closed for Veteran’s Day – Thursday, November 11, 2021

Why is Abbeville First Bank Closed on November 11, 2021?

We follow the U.S. Federal Reserve’s holiday schedule. 

Though federal offices and many workplaces will be closed for Veteran’s Day, most stores and restaurants will remain open for business. Bank holidays aren’t always the same day that people have off from work. This can lead to some of us thinking banks are open when they really are closed and vice versa.

What if you need us while we are closed?

1. Login Online or Use an App

This is the quickest and easiest method, you don’t even have to leave the warmth of your home! When you log in to your account online you can check balances, pay bills, move money around between accounts, set up alerts for a low balance or when a particular check clears, stop payments, and more!

Your banking abilities extend a little further, too, if you have our mobile app. It adds the ability to deposit checks right from your smartphone.
Personal Banking account apps: Apple Store or Google Play Store.
Business Banking account apps:  Apple Store or Google Play Store.

Since the U.S. Federal Reserve is still closed, some transactions will be processed the next business day. While you can perform your transactions, the money may not go through immediately.

2. ATMs

If you simply can’t wait to make a cash deposit or withdrawal, our ATMs are always available 24 hours a day, 7 days a week. 

3. Come See Us Another Day

Bank holidays just mean you won’t be able to go into a branch and speak with a teller that day. Our lobby will be open and ready to serve you first thing in the morning on Tuesday, October 12, 2021.

We look forward to seeing you soon.

 

Bonus: Plan ahead!

The remaining days that Abbeville First will be closed in 2021 are:
Thanksgiving Day: Thursday, November 25th
Christmas Eve:  Closing at 1:00pm on Friday, December 24th