Bank Closed for Thanksgiving – Thursday, November 26, 2020

Happy Thanksgiving! We are so thankful for this community and to be able to serve you.


Why is Abbeville First Bank Closed on November 26, 2020?

We follow the U.S. Federal Reserve’s holiday schedule and will be closed in honor of Veteran’s Day. 

Bank holidays aren’t always the same day that people have off from work. This can lead to some of us thinking banks are closed when they really are open and vice versa.

What if you need us while we are closed?

1. Login Online or Use an App

This is the quickest and easiest method, you don’t even have to leave the warmth of your home! When you log in to your account online you can check balances, pay bills, move money around between accounts, set up alerts for a low balance or when a particular check clears, stop payments, and more!

Your banking abilities extend a little further, too, if you have our mobile app. It adds the ability to deposit checks right from your smartphone.
Personal Banking account apps: Apple Store or Google Play Store.
Business Banking account apps:  Apple Store or Google Play Store.

Since the U.S. Federal Reserve is still closed, some transactions will be processed the next business day. While you can perform your transactions, the money may not go through immediately.

2. ATMs

If you simply can’t wait to make a cash deposit or withdrawal, our ATMs are always available 24 hours a day, 7 days a week. 

3. Come See Us Another Day

Bank holidays just mean you won’t be able to go into a branch and speak with a teller that day. Our lobby and drive-thru lines will be open and ready to serve you first thing in the morning on Thursday, November 12, 2020.

We look forward to seeing you soon.

 

Bonus: Plan ahead!

The next days that Abbeville First will be closed are:
Christmas Eve: We will be closing at NOON on Thursday, December 24, 2020
Christmas Day: Friday, December 25, 2020
New Years Day: Friday, January 1, 2021

Bank Closed in Honor of Veteran’s Day – Wednesday, November 11, 2020

Happy Veterans Day to our soldiers, both past and present. We owe you our thanks, but more than that, we owe you our freedom.


Why is Abbeville First Bank Closed on November 11, 2020?

We follow the U.S. Federal Reserve’s holiday schedule and will be closed in honor of Veteran’s Day. 

Bank holidays aren’t always the same day that people have off from work. This can lead to some of us thinking banks are closed when they really are open and vice versa.

What if you need us while we are closed?

1. Login Online or Use an App

This is the quickest and easiest method, you don’t even have to leave the warmth of your home! When you log in to your account online you can check balances, pay bills, move money around between accounts, set up alerts for a low balance or when a particular check clears, stop payments, and more!

Your banking abilities extend a little further, too, if you have our mobile app. It adds the ability to deposit checks right from your smartphone.
Personal Banking account apps: Apple Store or Google Play Store.
Business Banking account apps:  Apple Store or Google Play Store.

Since the U.S. Federal Reserve is still closed, some transactions will be processed the next business day. While you can perform your transactions, the money may not go through immediately.

2. ATMs

If you simply can’t wait to make a cash deposit or withdrawal, our ATMs are always available 24 hours a day, 7 days a week. 

3. Come See Us Another Day

Bank holidays just mean you won’t be able to go into a branch and speak with a teller that day. Our lobby and drive-thru lines will be open and ready to serve you first thing in the morning on Thursday, November 12, 2020.

We look forward to seeing you soon.

 

Bonus: Plan ahead!

The next days that Abbeville First will be closed are:
Thanksgiving Day: Thursday, November 26, 2020
Christmas Eve: We will be closing at NOON on Thursday, December 24, 2020
Christmas Day: Friday, December 25, 2020
New Years Day: Friday, January 1, 2021

Daylight Saving Time – Time to Set Back Your Clocks (& Money for your Future)


Where are your savings set up? Are you saving the right amount? How can you maximize your savings? Daylight Saving Time is a great reminder to evaluate your options and goals. We offer four options for savings:

1. Regular Savings:

  • A great option for starter emergency funds & short-term goals.
  • Allows you easy access to your funds when they’re needed.
  • Encourages you to consciously set aside money while preventing you from spending every penny that is “available.”

2. Premier Savings:

  • A better option for long term savings and bigger goals
  • A higher opening balance suggests that when you’ve built up your Regular Savings you can roll them over to Premier for more benefits.
  • Allows for easier access to your money than stocks, CDs, or IRAs

Consider setting up automatic transfers or splitting your direct deposits between checking and savings. Either of these savings accounts can help you reach your goals faster and keep your money safe from impulse spending.

 

3. Certificates of Deposit (CDs)

  • Useful for known long term goals. We offer a wide range of maturity dates & interest rates to suit your needs. Think of it as “freezing” your money for a specific amount of time.
  • Offers a higher interest rate than traditional savings accounts.
  • Locks in your interest rate for the term of your CD.
  • CD ladders are a popular way to spread your savings across multiple terms and interest rates. You can read more about them here.

4. Individual Retirement Accounts (IRAs)

Isn’t retirement the ultimate long-term goal?  IRAs help you look towards your future by giving you access to a wider variety of investment choices without relying solely on your 401(k) or other employer plans.

  • Offers significant tax benefits. (We recommend that you speak with a tax consultant for more information on the benefits available to you).
  • Fixed interest rates and different terms help you maximize your retirement savings.

We offer three types of IRAs to help you diversify your options:

    • Contributory IRAs grow tax-deferred and contributions can be tax-deductible
    • Rollover IRAs are created by transferring your money from a 401(k) or other retirement accounts.
    • Roth IRAs grow your money tax-free because contributions are made with money you’ve already paid taxes on.

Learn more about the different types of Savings Accounts that we offer by visiting this page or calling to speak with one of our knowledgeable staff members. We will be here to help you evaluate your options and choose the best solution for your future. The way banking should be.

Our Lobby Is Open

As of May 11th our lobby has been open for regular business. To ensure the safety of our customers and employees we are using the following guidelines:

Abbeville Main Office

    • 9:00 to 9:30 lobby opened only for customers age 60 & older and those at high risk
    • All Frontline employees will be wearing a mask
    • All customers are encouraged to wear a mask (Disposable masks are available)
    • All customers will be asked sanitize their hands when entering
    • All customers will follow social distancing measures (floor markings)
    • No more than four customers will be allowed in lobby at a time

Calhoun Falls Branch

Lobby will remain closed

Tammy Smith

Welcome Tammy Smith!

Tammy Smith

Welcome Tammy Smith!

The newest addition to our Abbeville First family joined us on June 1st. Tammy had worked in banking for three years prior to joining our team and she most recently had been working with Medshore Ambulance Service.  Tammy will be at the Drive-Thru window in our Abbeville office.

 

Stop by the Drive-Thru to say hello and help us welcome Tammy to Abbeville First.

Abbeville First Announces Lobby Closure

 

***Update: The Abbeville Office Lobby is Open***

 

 

~Original Post Below~

Dear Valued Customer,

Abbeville First Bank wants to do whatever we can to assist our local, state, and federal health officials in stemming the spread of the coronavirus while still providing needed services to our customers.  To this end, beginning 1:00 PM on Thursday March 19th, the lobbies in our Abbeville and Calhoun Falls locations will be closed to the public.  Our Drive-Thrus will remain open for normal business hours.

Access to financial service providers within the Abbeville office may be obtained on a limited basis by appointment only.  Please call 864-366-2158 during regular business hours to make an appointment.  The Calhoun Falls lobby will not be open

You may still access your accounts by using our Drive-Thurs during regular business hours, our ATMs and online banking.  If you are not currently using Abbeville First Online Banking we encourage you to register for this service at our Personal Online Banking site.  Business account owners please call the bank to set up Business Online Banking access.

Please! Do not consider coming to the Bank, or anywhere public, if you exhibit any signs of not feeling well.  Visit the CDC website for more information.

The health and welfare of our customers, employees, and community are of the upmost importance to us.  We apologize for the inconvenience this situation is causing and hope we can return to normal operations soon.

Sincerely,

Andy Timmerman

COVID-19 Announcement

We at Abbeville First Bank understand the concerns, worries and stress everyone is feeling in the community.  We are right here with you.  We all need to do our part to try to “Flatten the Curve”.  We ask our customers to limit their lobby visits by using our Drive-Thrus, ATMs (disinfected often), and online banking at our Online Services Page.

To help alleviate the stress, upon request we will defer the loan payments on any small business loans for the month of April and May.  If you have a consumer or mortgage loan and you have had a significant loss of income due to the virus crisis, we will defer your April and May payments upon request. Just call and ask.

Abbeville First’s only concern is the well-being of the community it serves, Abbeville.  We ask everyone to do their part: following the advice of the Centers for Disease Control, limit your exposure, check on your neighbors, and pray for a speedy recovery of our community, state, and nation.

Abbeville First Supports the Burton Center

Abbeville First is happy to make a donation to the Burton Center in support of the wonderful services that they provide to residents with disabilities and special needs within the Greenwood, Abbeville, Edgefield, McCormick, Saluda, and Laurens County areas.

Pictured here are (right to left) Mark Meyers, Ashley Bonds, Mike Campbell, Burton Ctr. Interim Exec. Director Laurie Cordell, and Antonio Belcher.

Operation Impact

 

Abbeville First is proud to support the many great organizations we have serving the needs of our community. Among those great local organizations Operation Impact has proven to be a star. We’re happy to support the ongoing ministries that they provide to Abbeville County with a donation of $1,000.00.

 

Bennis Burden Promoted to Lead Teller

We would like to congratulate Bennis Burden on her recent promotion to Lead Teller of the Calhoun Falls Office. Bennis has been with Abbeville First since January 2016 and in the Calhoun Falls Office since its opening in 2016. Please join us in congratulating Bennis and thanking her for the job well done